Payments Made Personal.
Join thousands of merchants who trust TopTapPay to power their businesses. Complete your pre-application in minutes and get a dedicated payments expert in your corner.
How it works
Three simple steps to get processing.
Complete Your Application
Fill out our simple online pre-application. Takes under 10 minutes. Save and resume any time.
We Review & Contact You
Our team reviews your application same day and reaches out with a custom proposal.
Start Accepting Payments
Get approved and start processing in as little as 24 hours. Equipment included.
Why merchants choose TopTapPay
Transparent Pricing
No hidden fees. Interchange-plus pricing. You see exactly what you pay.
Fast Approvals
Most merchants are approved within 24 hours of a complete application.
All Business Types
From brick-and-mortar retail to high-volume eCommerce. We work with your industry.
PCI Compliance Support
We guide you through PCI compliance so you stay protected and penalty-free.
Dedicated Rep
You get a real human who knows your account — not a call center ticket number.
Next-Day Funding
Get your money faster with next-day ACH funding on approved accounts.
Ready to get started?
Complete your pre-application in minutes. No commitment required.
Apply Now — It's Free